One of the financial worries that are always running at the back of the mind of most professionals is retirement planning. Considering the volatility of the financial markets in today’s date and the way the prices are going up of just about everything, there is much left to the imagination as to how things would be a few decades from now. It is a matter of concern for most of the working people who are trying hard to keep their retirement planning well-funded to be financially secure in the future.
David Giertz, who has held a prominent position at the highly reputed financial firm, Nationwide Financial, for many years and is known for his economic expertise, has a few pointers about retirement planning that can be helpful. He says that people should not only start saving early for their retirement planning but also start investing soon. There are many retirement planning based investment options that help in long-term wealth creation, and which cannot be missed.
David Giertz helped in increasing the sales of the Nationwide Financials comprehensively when he was with the sales and distribution department of the company. David has been in the financial industry for nearly three decades, which has helped him gain a very accurate perspective and idea about the financial markets. As retirement planning based financial products was one of the essential products offered by Nationwide Financial, he has studied this topic quite profoundly. David Giertz says that diversity in financial investments for retirement planning is essential to multiply the money you put aside. He says that just putting money in the retirement account, year after year, is not enough. There has to be a proper plan in place to make your dream of financial stability upon retirement to come true.
David Giertz says that one should have a Roth IRA or the traditional IRA, whichever you are eligible for. Along with the IRA, one should have a brokerage account and a savings account. It would help make way for traditional savings, annuity, and investments in the equity market, which collectively would help in creating a dependable wealth upon retirement.